Employee Benefits


Farmers Trust Company offers flexible, comprehensive investment management and record keeping for all types of retirement plans including 401(k), 403(b), Keogh and pension/profit sharing. Among the key services we provide are:

  • Trustee/custodial services
  • Plan design and implementation
  • Professional investment management or self-directed service
  • IRS sponsored prototype plan documents
  • Compliance and required annual government testing on all plans
  • Full service administrative support
  • Reporting and record keeping services
  • Comprehensive participant and educational meetings, including communication materials
  • Valuation of plan assets and issuance of participant statements
  • IRS annual reporting/5500/1099 preparation